Homeowners insurance products can help you protect your home and
belongings should disaster strike.
As a homeowner, are you responsible for the damage caused by a tree on your property that hits your neighbor’s home or other insured structure, such as a garage or shed?
In most cases, the answer is “no.” When such damage occurs to your neighbor’s home due to forces outside your control, e.g., weather events, your neighbors may have to file a claim with their insurer to receive a reimbursement for the damage a down tree or branches cause.
There is one exception, however.
If it is determined that the tree damage stems from your negligence (e.g., dead limbs that you refused to cut down, or you chose to trim your tree as a weekend project), then the neighbor’s insurer may come after you to recover their loss a process called subrogation.
You may want to check your policy or speak to your insurance agent to ascertain if your homeowners policy covers your liability in cases of negligence.
We believe every person deserve
access to sound, informed insurance
advice. Regardless of your situation,
we’re ready to help protect your
future. Come rain or shine we’ll keep
what matters most safe.
When it comes to commercial concerns, few firms know business insurance products like we do. Take advantage of a team that remains flexible and vigilant, so you don’t have to.
We believe every person deserve
access to sound, informed insurance
advice. Regardless of your situation,
we’re ready to help protect your
future. Come rain or shine we’ll keep
what matters most safe.
When it comes to commercial concerns, few firms know business insurance products like we do. Take advantage of a team that remains flexible and vigilant, so you don’t have to.
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Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarksgrove right at the coast
Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarksgrove right at the coast
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